AY 2025-26 Updated | New Tax Regime Compliant

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India's simplest income tax return expertly filed by CA-verified professionals at SSATAX. Accurate, affordable, and same-day submission.

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The Basics

What is ITR-1 (SAHAJ)?

The simplest and most commonly filed income tax return form in India designed for salaried individuals with straightforward income.

ITR-1, nicknamed "SAHAJ" (meaning "easy" in Hindi), is the income tax return form prescribed for resident individuals in India with total annual income up to ₹50 lakh. It covers salary, pension, one house property, and other sources like interest.

New for AY 2025-26: New Tax Regime is now the default regime. You must explicitly opt out if you want the Old Regime.

ITR-3 vs ITR-4 Key Difference

  • Salaried employees (private & government)
  • Pensioners
  • Individuals with FD / savings interest income
  • Individuals with one house property income
  • People with agricultural income below ₹5,000
  • Individuals with total income ≤ ₹50 lakh
⚠️ Important Deadline AY 2025-26 Last date to file ITR-1 without penalty: 31st July 2025. Late filing can attract penalties from ₹1,000 to ₹5,000 and loss of refund interest. File early with SSATAX!

New Rules & Regulations

ITR-1 Key Updates for AY 2025-26

The Union Budget 2025 brought significant changes. Here's what's new and how it affects your ITR-1 filing.

New Tax Regime Default New

The New Tax Regime is now the default option for taxpayers. Individuals who wish to claim deductions and exemptions under the Old Regime must actively opt for it while filing their income tax return.

Zero Tax up to ₹12 Lakh New

Eligible taxpayers under the New Regime can enjoy zero income tax liability on taxable income up to ₹12 lakh due to the enhanced rebate provisions under Section 87A.

Higher Standard Deduction

Salaried individuals and pensioners can now claim a standard deduction of ₹75,000 under the New Tax Regime, helping reduce overall taxable income.

House Property Benefits

Taxpayers opting for the Old Regime can continue claiming interest deductions on self-occupied housing loans, providing substantial tax savings.

AIS & TIS Verification

Income declared in your return must match the information available in AIS and TIS reports. Proper reconciliation helps avoid notices and compliance issues.

Updated Return (ITR-U)

Taxpayers who missed reporting income can file an Updated Return within the permitted time period and voluntarily correct previous tax filings.

Section 80C Deductions

Investments in PPF, ELSS, LIC, NSC and other eligible instruments continue to provide deductions up to ₹1.5 lakh under the Old Tax Regime.

Higher TDS Threshold

Revised TDS limits on bank interest income reduce unnecessary tax deductions and improve cash flow for eligible taxpayers.

Pre-Filled ITR Forms

Income tax returns now include pre-filled information such as salary income, TDS details, bank interest, and investment data for easier filing.

Notice Prevention

Accurate reporting of income, deductions, investments, and tax credits helps prevent scrutiny notices and ensures hassle-free tax compliance.

Business & Professional Income

Professionals, freelancers, consultants, and business owners can optimize taxation by selecting the correct ITR form and deduction strategy.

Expert Filing Assistance

Professional guidance ensures accurate tax calculations, maximum eligible benefits, timely filing, and complete compliance with current tax regulations.

Tax Slabs 2025-26

Income Tax Rates - Choose Your Regime

New vs Old Regime comparison for AY 2025-26. Our experts help you pick the one that saves you more tax.

New Tax Regime Default (AY 2025-26)
Up to ₹3,00,000Nil
₹3,00,001 – ₹7,00,0005%
₹7,00,001 – ₹10,00,00010%
₹10,00,001 – ₹12,00,00015%
₹12,00,001 – ₹15,00,00020%
Above ₹15,00,00030%
Zero tax up to ₹12L with 87A Rebate + ₹75K std. deduction
Old Tax Regime (Opt-In Required)
Up to ₹2,50,000Nil
₹2,50,001 – ₹5,00,0005%
₹5,00,001 – ₹10,00,00020%
Above ₹10,00,00030%
Allows 80C, 80D, HRA, LTA, NPS & other deductions
Not sure which regime saves you more? SSATAX provides free regime comparison analysis. We calculate your tax under both regimes and recommend the optimal choice no extra charge.
Trader's Quick Reference

Complete ITR Types Comparison India 2025-26

India has 7 ITR forms. Confused about which one applies to you? This table makes it crystal clear.

ITR Form Who Should File Key Inclusions Income Limit
ITR-1 (SAHAJ) Salaried individuals, pensioners Salary, one house property, other sources (interest, FD) Up to ₹50 Lakh
ITR-2 Individuals/HUF no business income Capital gains, multiple house properties, foreign assets/income, NRIs No limit
ITR-3 Individuals/HUF with business/professional income Proprietary business, profession (doctors, lawyers, CAs), capital gains No limit
ITR-4 (SUGAM) Presumptive income filers Business under 44AD, professionals under 44ADA, transport 44AE Up to ₹50 Lakh
ITR-5 Firms, LLPs, AOPs, BOIs Partnership firms, LLPs, co-operative societies No limit
ITR-6 Companies All companies except those claiming exemption under Sec 11 No limit
ITR-7 Trusts, political parties, institutions Sec 139(4A)–139(4F) filers, NGOs, trusts, research institutions No limit
The highlighted row (ITR-1) is for you if you're a salaried employee with income under ₹50L. SSATAX files all 7 ITR forms so even if your situation changes, we have you covered.
Eligibility Checker

Can You File ITR-1?

Check these conditions before filing. Filing the wrong form can result in a defective return notice.

You CAN File ITR-1 If...

✓You are a resident individual (not NRI or HUF)
✓Your total income is ₹50 lakh or below
✓You have salary, wages, or pension income
✓You own only one house property (no brought-forward loss)
✓You have interest income from savings, FD, or RD
✓Agricultural income ≤ ₹5,000
✓Income from family pension

You CANNOT File ITR-1 If...

✗You are an NRI, HUF, company, or firm
✗You have capital gains from shares, mutual funds, or property
✗You are a director of any company
✗You hold foreign assets or have foreign income
✗You have more than one house property
✗You have business or professional income
✗You have unlisted equity shares

Not sure which ITR form you need? Call SSATAX at +91-9773346539 we'll assess your income and recommend the exact form, free of charge.
Documents Checklist

Documents Required for ITR-1 Filing

Keep these ready before you call or WhatsApp us we'll handle everything else.

PAN Card
Aadhaar Card
Form 16 (if also salaried)
Books of Accounts / P&L Statement
Bank Statement (all accounts)
GST Returns (GSTR-1 / 3B)
Sales Invoices / Revenue Records
Business Expense Receipts
Broker Statement (F&O / Intraday)
Capital Gains Statement (MF/shares)
Property Documents (if rental income)
Form 26AS + AIS Download
Home Loan Certificate (if any)
80D Health Insurance Premium
Depreciation Schedule (assets)
Foreign Income / Asset Details
Crypto Transaction History
Partnership Firm Certificate (if partner)
Just send us your Form 16 + Aadhaar on WhatsApp. SSATAX will pull your 26AS and AIS directly from the Income Tax portal, verify all income sources, and file your return you don't need to gather everything yourself.

How It Works

ITR-1 Filing Process at SSATAX

Fast, transparent, and completely hassle-free. Your ITR filed in 4 simple steps.

1

Share Documents

Send Form 16 & Aadhaar via WhatsApp or email

2

Expert Review

Our CA team analyzes income, deductions & regime

3

AIS/26AS Match

We cross-check all income data to avoid notices

4

File & Acknowledge

ITR filed on Income Tax portal, acknowledgement shared

5

Refund Tracking

We track your refund status and follow up if delayed

6

Year-Round Support

Free support for notices, queries, and next year too

Why SSATAX?

SSATAX vs Other Tax Firms The Real Difference

We're not just another online portal. Here's what makes SSATAX the trusted choice of 1 lakh+ Indians.

Real CAs, Not Just Software

Every return is reviewed by a qualified Chartered Accountant not just auto-generated by a tool. We catch errors others miss and ensure complete accuracy.

WhatsApp-First Service

No lengthy forms or complicated portals. Simply send your documents via WhatsApp and our experts handle everything quickly and efficiently.

Lowest Price, Zero Hidden Fees

Transparent pricing with no surprise charges. The amount you see is exactly what you pay guaranteed.

Same-Day Filing Guarantee

Submit your documents before the deadline and get your ITR filed on the same day. Express filing options are also available.

Notice Protection & Response

If you receive an income tax notice after filing with us, our experts help respond and resolve routine notices without extra charges.

Local Office in Jaipur

Unlike faceless online portals, we operate from a real office in Vidhyadhar Nagar, Jaipur where clients can visit anytime.

Regime Comparison Free

We compare both Old and New Tax Regimes and recommend the option that saves you the maximum tax legally.

Tax Planning Advice Included

Beyond filing, our experts provide valuable guidance on deductions, investments, and tax-saving strategies for future years.

Lifetime Free Consultation

Once you become our client, you receive ongoing support and free consultation for all your taxation-related questions.

Frequently Asked Questions

ITR-1 Filing FAQs for AY 2025-26

Real answers to the questions our clients ask most. If yours isn't here, call us.

Yes. Even if your employer has deducted TDS from your salary, filing an ITR is legally mandatory if your gross total income exceeds the basic exemption limit. Additionally, filing ITR is the only way to claim a refund if excess TDS was deducted. It also serves as important financial proof for loans, visas, and credit cards.
It depends on your deductions. New Regime offers lower slabs and is better if you have fewer deductions. Old Regime is better if you have high 80C investments (₹1.5L), HRA, home loan interest, and 80D premiums. SSATAX does a free comparison calculation for every client we tell you exactly which regime saves you more before filing.
The due date for filing ITR-1 for AY 2025-26 (FY 2024-25) is 31st July 2025 for non-audit cases. Late filing after this date attracts a penalty of ₹1,000 (income ≤₹5L) or ₹5,000 (income >₹5L) and forfeiture of refund interest. You can file a belated return up to 31st December 2025.
If your total income (salary + FD interest) is under ₹50 lakh, you should file ITR-1. FD interest falls under "Income from Other Sources" which is covered in ITR-1. Make sure you've accounted for TDS deducted by the bank and claimed appropriate Section 80TTA deduction (up to ₹10,000 on savings interest).
Yes, salaried individuals (without business income) can switch between Old and New Regime every year. However, you must submit Form 10-IEA before the due date of filing if you want to opt for the Old Regime, since New Regime is now the default. SSATAX handles this automatically as part of your filing.
Missing the 31st July deadline allows you to file a belated return until 31st December 2025, but you'll pay a late fee of ₹1,000–₹5,000. You'll also lose: (a) refund interest on excess TDS, (b) the ability to carry forward most losses, and (c) potentially face a scrutiny notice. File early SSATAX processes most returns in hours.
Absolutely. SSATAX provides notice response services for all types of IT notices 143(1), 142(1), 148, 139(9) defective returns, and more. Our team drafts a proper response and represents your case. For clients who filed through us, minor notice assistance is free of charge.
PPF interest is completely tax-exempt under Section 10(11) and must be reported under "Exempt Income" in ITR-1. It does not add to your taxable income. Similarly, EPF withdrawals after 5 years of service are tax-free. FD interest, however, is fully taxable and must be declared.
Filing ITR-1 is the only way to claim a TDS refund. Once you file and your return is processed by the IT department, the refund is credited directly to your bank account linked in the ITR. Usually takes 3–6 weeks after e-verification. SSATAX tracks refund status and follows up with the department if delayed beyond 8 weeks.
No. If you have sold shares, equity mutual funds, or any other capital assets in FY 2024-25, you have capital gains income. This requires filing ITR-2 (not ITR-1), even if the gain is small. Filing ITR-1 with capital gains income makes the return defective. Contact SSATAX and we'll help you file the correct form.
AIS (Annual Information Statement) is a comprehensive document on the Income Tax portal that records all your financial transactions salary, interest, dividends, property purchases, GST data, and more. The IT department uses AIS to detect income that wasn't disclosed. SSATAX mandatorily cross-checks your ITR data with AIS/26AS before filing to prevent discrepancy notices something most other filers skip.
You register at www.incometax.gov.in using your PAN as the User ID. You need your Aadhaar-linked mobile number for OTP verification. After registration, link your Aadhaar, validate your bank account for refund, and then you can file your return. SSATAX can do all of this on your behalf using authorized login just share your credentials securely with our team.